Which Benefits Make You Eligible for the ECO4 Scheme?
- Riverstone Real
- Dec 10, 2025
- 2 min read
Thousands of households across the UK could be eligible for free home insulation, boiler upgrades, solar panels, and more thanks to the Government backed ECO4 Scheme. Many people don’t realise they qualify, yet the scheme offers a simple way to make homes warmer, reduce energy bills, and lower carbon footprints.
In this guide, we will explain who can apply, which benefits make you eligible, and how the scheme can help your home.
What is the ECO4 Scheme?
The ECO4 Scheme (Energy Company Obligation) is a government initiative aimed at helping households improve energy efficiency. It provides funding for energy-saving measures, such as:
Loft and wall insulation
Boiler upgrades or replacements
Solar panel installations
Efficient heating systems
The scheme primarily targets low-income and vulnerable households living in properties with EPC ratings of D, E, F, or G.
Which Benefits Make You Eligible?
You may be eligible for ECO4 funding if you, or someone living in your household, receives any of the following benefits:
✅ Universal Credit
✅ Pension Guarantee Credit
✅ Pension Savings Credit
✅ Income Support
✅ Income-based Jobseeker’s Allowance (JSA)
✅ Income-related Employment and Support Allowance (ESA)
✅ Housing Benefit
Even if you are unsure whether you qualify, it’s worth checking — many households miss out simply because they don’t realise they are eligible.
How the ECO4 Scheme Can Help Your Home?
Taking part in ECO4 can bring multiple benefits, including:
🔥 Reduce Your Energy Bills
By improving your home’s insulation or installing a new boiler, you can cut the amount of energy needed to heat your home. This can lead to significant savings each month.
🏠 Keep Your Home Warmer
Older homes or poorly insulated properties can lose a lot of heat. ECO4 upgrades make your home cozier, eliminating cold spots and drafty rooms.
🌿 Improve Your Home’s EPC Rating
Energy-efficient measures, such as insulation and modern heating systems, can improve your home’s Energy Performance Certificate (EPC) rating, making your property more energy-efficient, comfortable, and potentially more valuable.
How to Apply
Applying for the ECO4 Scheme is simple:
Check your eligibility – see if you, or someone in your household, receives a qualifying benefit.
Request an assessment – a qualified installer can assess your property and recommend the best improvements.
Get your upgrades – approved measures are installed free or heavily subsidised.
No upfront costs are required if you qualify, making it easy to start saving energy and money immediately.
Check your eligibility and start your ECO4 journey today — it could make a real difference to your home and your wallet.
