How People on Universal Credit Are Saving £300–£1,000 a Year With Government Energy Grants.

Riverstone Real
2 days ago
2 min read

If you are on Universal Credit, you could be eligible for free home energy upgrades that can cut your bills by £300–£1,000 every single year.

Thousands of households across the UK are already benefiting — and many don’t realise they qualify.

Universal Credit Makes You Eligible for ECO4 Funding

Under the Government’s ECO4 scheme, Universal Credit is a qualifying benefit, which means people receiving it can often get home improvements fully funded — with no credit checks and nothing to repay.

You may qualify for upgrades if you receive UC and live in a home with an EPC rating of D, E, F or G.

🔥 What Upgrades Could You Get for Free?

1. Free Boiler Replacement

Old, non-condensing boilers waste huge amounts of money.A new A-rated boiler can save £300–£500 per year on heating bills.

2. First-Time Central Heating

Homes without proper heating systems lose a lot of heat.ECO4 can fund full radiators + pipework + boiler installation.

3. Loft Insulation

Up to 25% of heat escapes through an uninsulated loft.Upgrading your loft insulation can save £150–£300 per year.

4. Cavity Wall Insulation

Perfect for 1930s–1990s homes with heat-leaking cavity walls.Expected savings: £200–£450 per year.

5. Air Source Heat Pumps (Off-Gas Properties)

If you’re off the gas grid, you may be offered a renewable heat pump system worth £8,000–£14,000 — funded by ECO4.

6. Free Solar Panels (Selected Homes)

Solar is now funded for low-income & off-gas homes where it improves EPC rating.Savings: £200–£500 per year on electricity.

💰 How the £300–£1,000 Annual Savings Add Up

Example savings:

Upgrade	Potential Yearly Saving
Loft insulation	£150–£300
Cavity wall insulation	£200–£450
New boiler upgrade	£300–£500
Solar panels	£200–£500
Full heating system	£400–£700